Higher Education Student Loans & Accounts Receivable Management

Backed with 15 years of experience working exclusively with students, FMS partners with your institution to deliver exceptional recovery management and effective borrower repayment strategies. 

We are unmatched in resolving student loan debt, effective by first-place rankings on all competitive contracts to date.

"We view second place as last place."

1st Place Rankings

On all university portfolios

$5+ Billion

In defaulted student loans resolved


Calls placed each month





Cyber security breaches

136 Million

payment transactions processed since 2012

We collect on all types of student debt

  • Tuition, Perkins, & Fees

  • Institutional

  • Health Professional

We comply with all federal, state, and client regulations

  • 100+ recurring audits

  • 100% of calls recorded and monitored

  • 600 separate security controls

Exceptional Customer Service

FMS has developed an extremely successful and non-confrontational approach to account resolution that ensures both the dignity of the borrower and compliance with all applicable laws and regulations. 

Your students can depend on us to find a sustainable repayment arrangement to meet their obligation while maintaining their dignity. 

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